I've been leasing Cadillacs for 20 years, so I know lease parameters. A $48k vehicle should lease for $550-600/month. 10k miles 36 months No money down. Great credit score. My quotes from dealers are $850-675. Just terrible. Now if you are going to buy a 2020 Palisade at almost MSRP, you are way better off buying a 2021 Palisade. The minute you drive that 2020 off the lot you are driving a 1 year old car. Not with the 2021. If I'm getting a 2020 I have to lease it. Let the bank take the depreciation. If I could get a 2021 with 72 month no interest, you have to take that.